Checking Zemen payment status
Zemen Bank publishes transaction data at https://share.zemenbank.com/rt/{REFERENCE}/pdf. When someone sends you a payment via Zemen, a receipt is generated at this URL. cheki fetches the receipt, parses it, and tells you whether the payment is real, who sent it, and for how much. This takes 2 to 10 seconds.
What information you need
To check a Zemen payment, ask the sender for the transaction reference number from their receipt. That's all you need, no account number required.
- Transaction reference (e.g. ZM12345678)
Common Zemen payment verification scenarios
Zemen payment verification is used by merchants, delivery services, and businesses across Ethiopia. Common scenarios include confirming a customer has actually paid before releasing goods, verifying a delivery payment before handing over a package, and reconciling end-of-day bank transfers.
- Merchants verifying Zemen transfers
- Businesses reconciling Zemen deposits
- Apps integrating Zemen payment verification
Frequently asked questions
How do I check if a Zemen payment was successful?
Select Zemen Bank on cheki, enter the transaction reference number, and click Verify. If the payment exists, cheki shows you the sender name, receiver name, amount, and date. If it doesn't exist, the payment was not completed or the receipt is fake.
Can I check a Zemen payment without the receipt?
You need the transaction reference number. This is shown on the receipt and in the Zemen app's transaction history. Without it, there is no way to look up a Zemen transaction through public endpoints.
Is checking Zemen payments free?
Yes. cheki checks Zemen payments for free with no limits. check.et charges 499 ETB/month after 200 checks for the same data. cheki uses the same public Zemen endpoint.
Check a Zemen payment now
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