M-P

Mobile wallet

Verify M-Pesa Ethiopia Transactions

M-Pesa Ethiopia is Safaricom's mobile money service operating in Ethiopia. M-Pesa receipts are available via a public JSON API that returns structured transaction data. The endpoint is geo-blocked to Ethiopian IP addresses, similar to Telebirr.

Verify M-Pesa nowLive and workingEthiopia only

Required information

  • Transaction reference (required), e.g. SE12345678

Reference number format

Alphanumeric reference (typically 2 letters followed by 6+ digits)

Example: SE12345678

How to verify M-Pesa with cheki

  1. Get the transaction reference from the customer's M-Pesa SMS or receipt
  2. cheki calls M-Pesa's public JSON API and extracts payment data
  3. If the server can't reach M-Pesa (geo-block), cheki provides a direct receipt URL

How M-Pesa receipt verification works

The M-Pesa receipt endpoint is: https://m-pesabusiness.safaricom.et/api/receipt/getReceipt?trxNo={REFERENCE}

This is a public URL that returns a JSON response containing the official transaction data. No authentication is required.

Note: This endpoint is geo-blocked to Ethiopian IP addresses. If cheki's server cannot reach it, use the fallback URL or self-host on an Ethiopian network.

Who uses M-Pesa verification

  • Shops confirming M-Pesa payments
  • Online stores verifying M-Pesa transactions
  • Businesses reconciling M-Pesa deposits
  • Developers integrating M-Pesa verification via API

Verifying M-Pesa via API

cheki provides a free REST API for M-Pesa verification:

POST https://chekiapp.vercel.app/api/verify

Request body: { "bank": "mpesa", "reference": "SE12345678" }

See the API documentation for full details.

Frequently asked questions